Question 9 (4 marks):
Mr Khairil has a medical insurance policy with Quddus Insurans with a deductible provision of RM 800 and a co – insurance percentage participation clause of 80/20 in his policy. Calculate the cost incurred by Quddus Insurans and Encik Khairil himself if the medical costs covered by his policy amount to RM 22 500.
Solution:
Medical costs after deductible provision
= RM22 500 – RM800
= RM21 700
Cost incurred by Quddus Insurans=80100×RM21 700=RM17 360Cost incurred by Encik Khairil=20100×RM21 700+RM800←Deductible provision=RM5 140
Mr Khairil has a medical insurance policy with Quddus Insurans with a deductible provision of RM 800 and a co – insurance percentage participation clause of 80/20 in his policy. Calculate the cost incurred by Quddus Insurans and Encik Khairil himself if the medical costs covered by his policy amount to RM 22 500.
Solution:
Medical costs after deductible provision
= RM22 500 – RM800
= RM21 700
Cost incurred by Quddus Insurans=80100×RM21 700=RM17 360Cost incurred by Encik Khairil=20100×RM21 700+RM800←Deductible provision=RM5 140
Question 10 (4 marks):
Figure 4 shows two right angled-triangles, ACE and DBE. BCE is a straight line and AE = DE = 8 cm. Calculate the value of x.
Figure 4
Solution:
sin∠A=CEAEsin45o=CE8CE=sin45o×8 =1√2×8 =5.657 cmcos∠E=BEDEcos30o=BC+CE88×cos30o=x+5.657x=8×cos30o−5.657x=1.27 cm
Figure 4 shows two right angled-triangles, ACE and DBE. BCE is a straight line and AE = DE = 8 cm. Calculate the value of x.

Solution:
sin∠A=CEAEsin45o=CE8CE=sin45o×8 =1√2×8 =5.657 cmcos∠E=BEDEcos30o=BC+CE88×cos30o=x+5.657x=8×cos30o−5.657x=1.27 cm